This way, you’ll have an early warning on where you need to cut back to stay under budget for the rest of the month. The premium version also offers spending projections for the rest of the month based on your past behaviors. The whole process took just a few clicks. Forty percent of these savings go to Billshark, but that still amounts to $86 more in my pocket at the end of the year. Two days later, I found out that my new rate was $144 lower. I tested this feature out with a $262 annual satellite radio bill. Plus, it could end up paying for itself and then some: Through a partnership with Billshark, the app negotiates subscription costs on your behalf. It’s not hard to see why.Īt $34.99 for the year, Mint’s premium version costs less than that of most other budgeting apps. It owns a 4.8 out of 5 rating in the App Store, one of the highest of any budgeting app, with more than 757,00 reviews. Mint’s well-designed interface is reflected in reviews. At the end of each month, you’ll see an easily digestible, Instagram-style story featuring insights into your spending breakdown. You’ll get in-app notifications-and, if you’d like, push notifications-warning if you’re spending an unusually high amount in a certain category compared with previous months. The home screen offers you a glance at your overall financial health, including your net worth and credit score. The app features a clean design and is easy to navigate. Mint’s prosĬreating your budget is as easy as starting with Mint’s suggestions and tweaking accordingly. You can also decide how much you want to put aside in long-term savings each month. Mint crunches your past spending habits and available monthly cash to suggest a budget for each spending category, from gas to groceries to restaurants. You’ll have the option to add each account to the app. Once you sign up and enter your personal information, Mint uses your credit history to identify your various financial accounts including credit cards, savings, checking, loans, investments, property, and taxes.

Mint reviews